Get a personalized assessment and a practical roadmap based on your current situation, goals, and questions.

Who it's for

• Early-stage self-employed professionals

• Freelancers and independent contractors

• New business owners

• Rental property owners

• Individuals looking to build a solid financial foundation before tax season

What we may cover

• Entity structure considerations (e.g., sole proprietorship vs. LLC) and EIN setup

• Business expense deductions — what is generally deductible and how to plan around them

• Core tax responsibilities, including income tax, self-employment tax, estimated tax payments, and when sales tax may apply

• Financial setup, including separating business and personal finances, banking, and payment workflows

• Recordkeeping essentials — what to track, which documents to keep, and how to stay organized from the beginning

• Rental property tax framework, including common deductions, depreciation, tax elections, and planning opportunities

Investment: $190

Build a customized financial tracking system in Monarch Money that brings your personal and business cash flow together in one place.

Who it's for

• Self-employed professionals, freelancers, and rental property owners with relatively straightforward finances

• Service-based businesses that do not need invoicing, payroll, or a full bookkeeping system

• Individuals looking to manage personal and relatively simple business cash flow together in one organized system

What we may cover

• Customized Monarch Money setup based on your personal finances, business activity, cash flow patterns, and tracking needs

• Account organization, automation, and categorization to simplify ongoing maintenance and reduce manual work

• Integrated personal and business cash flow tracking to provide a clearer view of income, expenses and spending

• Budgeting and financial visibility to help you understand where your money is going and make more informed financial decisions

• Customized procedures and practical guidance so you can confidently maintain the system moving forward

Investment: $290

Gain greater clarity around your current tax situation and identify planning opportunities based on your broader financial picture.

Who it's for

• Self-employed professionals

• Small business owners

• Rental property owners

• Individuals with multiple income sources

• Anyone looking for greater clarity before the next tax season

What we may cover

• Review of your recent tax return(s) to identify potential errors, missed opportunities, and areas for improvement

• Tax planning and quarterly estimated tax projections based on your broader financial picture, taking into consideration your business income, other income sources, family situation, available credits, and overall financial situation

• Tax planning opportunities including an S corporation election, tax-advantaged retirement plans, and other strategies that may reduce your overall tax liability

• Personalized tax strategy recommendations with clear next action steps

Investment: starting at $490

QuickBooks Optimization

Whether you're setting up QuickBooks for the first time or looking to improve an existing file, this service helps you build a cleaner, more organized, and tax-ready bookkeeping system.

Who it's for

• Business owners new to QuickBooks

• Businesses already using QuickBooks but unsure whether it's set up correctly

• Business owners looking for better visibility into cash flow, profitability, and financial performance

• Businesses looking to build a more tax-ready bookkeeping system

What we may cover

• Review of your current QuickBooks file to identify setup issues, inconsistencies, and opportunities for improvement

• QuickBooks setup optimization, including your chart of accounts, products & services, bank rules, customized reports, and other setup improvements

• Bookkeeping workflow improvements, along with customized procedures and practical guidance so you can confidently maintain your books going forward

• Improving financial visibility through better tracking of cash flow, profitability, project performance (when applicable), and other key financial insights to support business decisions

• Recommendations for a more tax-ready bookkeeping system, making it easier to maintain accurate financial records throughout the year

Investment: starting at $590

For clients who want ongoing support while implementing and maintaining their financial and tax systems. Knowing what to do is one thing—implementing it consistently is another. This program provides continued guidance, accountability, and hands-on support as you put your personalized plan into practice.

What we may cover

• Foundation to build your personalized financial and tax roadmap

• Tax Clarity to develop a practical tax strategy based on your situation

• Implementation of your chosen financial system, including either Financial Tracking Setup or QuickBooks Optimization

• Three months of email support for questions that arise while implementing and maintaining your system

• One additional Q&A session to review your progress, answer questions, and address new challenges that arise

Investment: starting at $1,490, depending on the services included.