Get a personalized assessment and a practical roadmap based on your current situation, goals, and questions.

Who it’s for

• Early-stage self-employed professionals and business owners

• Individuals approaching or in retirement who want to understand what to prepare for

• Rental property owners who want to understand the tax basics

• Anyone with specific tax or financial questions who wants a solid starting point

What we may cover

• Business setup & tax basics — understand entity structure, business deductions, self-employment tax, estimated taxes, and when sales tax may apply

• Financial setup & recordkeeping — learn how to separate business and personal finances, how to track business cash flow, and what records to keep

• Retirement readiness — understand your retirement accounts, RMDs, Social Security taxation, and relevant federal and state tax benefits

• Rental property tax basics — understand common deductions, depreciation, rental loss limitations, safe harbor rules, and other key tax considerations for rental property owners

• Personalized roadmap — know what to focus on now, what can wait, and when more detailed tax planning may be worthwhile

Fee: $195

Gain greater clarity around your current tax situation, plan ahead for upcoming tax obligations, and identify tax-saving opportunities based on your broader financial picture.

Who it’s for

• Self-employed professionals and small business owners

• Individuals facing major income or financial changes

• Rental property owners

• Anyone looking for greater tax clarity before the next tax season

What we may cover

• Review of your recent tax returns — identify potential errors, missed opportunities, and areas for improvement

• Quarterly estimated tax projections based on your broader financial picture, taking into consideration your business income, other income sources, family situation and available credits

• Tax-saving opportunities based on your situation, including business structure, deductions, retirement contributions, and other applicable tax strategies

• Personalized tax strategy recommendations with clear next action steps

Fee: Starting at $390

Use tax projections and scenario analysis to make better retirement income and tax decisions before and throughout retirement.

Who it’s for

• Individuals approaching or in retirement

• Retirees with significant Traditional IRA, 401(k), or other tax-deferred retirement assets

• Individuals considering Roth conversions and other retirement tax planning strategies

• Anyone who wants to understand the long-term tax impact of different financial decisions in retirement

What we may cover

• Multi-year financial and tax projections — understand how retirement income from multiple sources may affect your taxes over time

• Scenario analysis — compare different income and planning scenarios to identify more favorable after-tax outcomes

• Roth conversion planning — evaluate when and how much to convert based on the potential impact on lifetime taxes and after-tax wealth

• Retirement income and tax threshold planning — coordinate retirement accounts, RMDs, Social Security, earned income, and capital gains while considering important tax thresholds and relevant federal and state benefits

• Legacy planning considerations — understand the tax implications of different wealth transfer strategies

Fee: Starting at $490

Ongoing financial support for individuals and small business owners who want help staying organized, managing cash flow, staying on top of taxes, and making progress toward their financial goals.

Who it's for

• Self-employed professionals and service-based business owners

• Business owners who want ongoing financial and tax support without hiring an in-house finance professional

• Individuals and households who need practical guidance and accountability to stay on top of their finances

What’s included

• Financial setup & automation — organize and connect your business and personal finances with Monarch Money

• Cash flow review — review transactions and cash flow reports in Monarch before each monthly meeting

• One-on-one financial coaching — monthly meetings with personalized guidance and accountability

• Ongoing tax support — stay on top of estimated taxes, deductions, and other tax questions as they come up

• Personal financial goals — make progress on your financial priorities, whether it’s budgeting, debt reduction, saving, or investing

• Follow-up & action steps — clear, actionable next steps after each meeting

Fee: $195/month · 3-month minimum

Build a clean, organized, and tax-ready QuickBooks system that fits how your business actually operates.

Who it's for

• Business owners setting up QuickBooks for the first time

• Businesses that need a better-organized bookkeeping structure

• Business owners who want a system they can confidently maintain going forward

What’s included

• Customized QuickBooks setup — based on your business and bookkeeping needs

• Tax-ready organization — a bookkeeping structure aligned with tax preparation needs

• Accounts & automation — chart of accounts, bank connections and rules, products & services, and other customized settings

• Customized reports — reports designed to improve visibility into your business and cash flow

• Bookkeeping workflows & procedures — written step-by-step processes for proper bookkeeping and easier ongoing maintenance

Fee: Starting at $490